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Why Wedding Insurance?
You've put so much into your wedding… your heart, your time, and your money. But what if the bridal salon loses your dress? Or your caterer backs out? Or severe weather rolls in? Wedding insurance can protect your special day.
Ever had a sleepless night, worrying about what could go wrong?
Unfortunately, some of what you've imagined can happen. A bride's most common "nightmare" is usually dress-related…it's damaged or defective, or the bridal salon goes out of business. Severe weather can wash out your big day. These are just some of the risks for one of the biggest investments you'll ever make (the average U.S. wedding is $26,000). You'd protect your car, why not your wedding?
Below are some of the wedding “disasters” covered.
No Dress
You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
Lost Deposits
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
Lost Rings
You can receive repair or replacement cost if the bride's or groom's wedding band is lost or damaged.
Severe Weather
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
Transportation Shutdown
If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
Ruined Photos
If your photographer's film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.
Call to Duty
If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
Damaged Gifts
You can get repair or replacement cost if your wedding gifts are damaged.
Sudden Illness
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
Venue Requires Insurance
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
Additional Expense
If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.
Click here for more information on the Wedding Protiection Plan.
This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions please contact your agent. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability. Coverage only available to U.S. residents except for residents of Alaska, Hawaii, or Louisiana.
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